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Get connected and Smile More with Renaissance!
At Renaissance Dental, we appreciate the important role you play in helping employers formulate valuable benefit packages. Your clients value the partnership you have with
them and count on you to assist them with products and services you both can trust.
As a broker for Renaissance, we want you to view us as a partner as well. To earn that
kind of trust in today's competitive benefits marketplace we know we have to be more
than just good; we need to exceed your expectations and those of your clients.
What We Believe
At Renaissance, we believe we should be easy to work with. Whether you are obtaining
quotes, answering questions, or getting paid for what you sell, every encounter you have
with us should be quick and seamless. To assist you, we provide the latest technology
and personal service. While technology maximizes efficiency, we know it's not a substitute
for personal touch. You will always have the ability to interact with a real person when working with us.
Our results back up our commitment and promise: In 2016, 96.37 percent of our claims
were processed in 10 days or less.¹
What We Offer
You want to provide your clients with the complete ancillary benefits package. At Renaissance, we provide a wide range or customizable and flexible benefits options so that you can deliver exactly what your clients need.
Oral health and overall health are connected, and we want
your clients and their employees to receive the dental care
they need to keep them smiling year after year.
Our plans feature:
- Fully customized
solutions for group and individual
dental and vision insurance in all 50 states.
- Group dental - PPO and
indemnity - offered on
an employer-paid or voluntary basis, starting at
2 eligible lives.²
- Coverage for dental implants,
posterior composit restorations, oral cancer
- Additional cleanings for members with
periodontal disease and those who are identified
as at-risk for certain medical conditions, like
diabetes or coronary artery
- Our national PPO provider network offers broad access and substantial discounts, ensuring that your clients get the care they deserve at a location in their area.
We offer a variety of individual options but our most
popular for agent-driven business is our MAX Choice offering. MAX Choice is individually billed and providestwo affordable plan options with benefits
that increase over time:
MAX Choice Plus- The MAX Choice Plus plan promotes the value of maintaining good oral health practices year after year with our most generous annual maximum and no waiting periods. Individuals that visit an out-of-network dentist receive a higher level of reimbursement versus our MAX Choice option.
MAX Choice - The MAX Choice plan offers the same great coverage with a traditional annual maximum at
an even more affordable price. This choice is more cost friendly because it encourages individuals to visit a
PPO participating dentist in our nationwide network.
View MAX Choice Plan>>
Because both plans increase their benefits each year
for the first three years, individuals will continually
get more value from their plan and maintain the oral health practices that will keep them smiling every year.
Adding vision coverage to your group plan couldn't be easier! Talk to your Renaissance sales representative about the option to bundle dental and vision for one, low budget-friendly rate. Renaissance Vision is powered by VSP, one of the largest providers of vision care in the nation.
Vision partnership with VSP:
Our partnership with VSP provides you with the complete solution for your dental and vision quoting needs. Your clients will receive better network choices for customized care. Plan features include the ability to:
- Find the perfect pair of glasses from a wide selection of frames to meet your style and budget.
- Receive vision care from the best doctors - doctors within the VSP network have met the highest credential requirements.
- Enjoy coverage options for every budget type.
- Offer seamless implementation with a turnkey approach to client communications.
- Access world-class certified customer service team and benefit information 24/7.
Life and Disability
Renaissance provides our group customers with access to life and disability products that are a perfect complement to our dental and vision solutions. Our marketing agreement with Security Mutual Life allows for a seamless approach to packaging these products, and our customers can expect a combined bill and easy administration that eliminates the headaches of dealing with multiple carriers.
Life & Disability products:
Renaissance encourages our clients to package life and disability products with our dental and vision proposals. This bundled selling approach simplifies the decision-making process and helps to reduce the administrative burdens of benefit decision makers. Through our marketing agreement with Security Mutual Life you can sell employer-based benefits such as:
- Life and Accidental Death and Dismemberment
- Short Term Disability
- Long Term Disability
- Voluntary Term Life
- Voluntary Disability
- Family Leave Insurance
- Accident Security
About Security Mutual Life
Security Mutual Life Insurance Company of New York has been helping protect policyholders from the financial burdens resulting from death, disability and retirement for over 129 years. In these times of economic uncertainty, policyholders can derive great satisfaction from knowing their life and disability insurance protection is backed by the strength and stability of Security Mutual Life - a company created to stand the test of time.
Security Mutual Life is dedicated to maintaining high levels of service and financial stability, and they take pride in an ability to respond to the dynamics of an ever-changing marketplace and deliver long-term value to their policyholders.
Founded in 1886, Security Mutual has emerged as one of the leading mutual life insurance companies in the United States. From $15,000 in assets its first year in existence, Security Mutual has grown to $2.67 billion in assets with $31 billion of life insurance in force. The Company is a strong and stable financial institution, and is now in its 129th year of honoring the commitments made to its policyholders. Today, Security Mutual is licensed in all 50 states, the District of Columbia and the U.S. Virgin Islands. As a mutual company, Security Mutual has no shareholders and accordingly is maintained and operated for the benefit of its policyholders.
A New York-domiciled company, Security Mutual operates under the regulation of the New York State Department of Financial Services, among the strongest and most respected insurance regulators in the country.
In its most recently posted financial figures, Security Mutual achieved solid earnings and a strong overall financial performance, as evidenced by a 4.2 percent increase in capital, representing an all-time high of $152.1 million. With total assets of $2.67 billion, Security Mutual's financial strength positions the company to meet obligations both today and in the future. Security Mutual has been recognized by the A.M. Best Company4 with an "A-" (Excellent) rating for its sound investment policies and performance.
Renaissance's partnership with Security Mutual Life brings you a standard of excellence that you can feel confident representing to your clients:
- More than 129 years of financial strength and stability
- Conservative investment management strategies
- Strong product performance
- Professional service and sound sales and marketing practices
- Assets: $2.67 billion5
- Capital: $152.1 million5
- Life Insurance In Force: $31 billion5
(1) Renaissance internal data, 2016. (2) Starting at two lives in select states. (3 )Specific criteria apply. (4) As of December 31, 2014 (5) A.M. Best's "A-" (Excellent) rating is the fourth highest on a 16-step rating scale. Ratings reflect a rating agency's opinion of a company's financial strength and ability to meet its obligations to its policyholders. A.M. Best's rating is current as of the date of publication. Ratings are subject to change. A rating is not recommendation of a company or any specific policy form. For further information, please visit www.smlny.com.
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www.RenaissanceDental.com | 800-9634596
Underwritten by Renaissance Life & Health Insurance Company of America, Indianapolis, IN and in New York by Renaissance Life & Health Insurance Company of New York,
Binghamton, NY. Both companies may be reached at P.O. Box 1596, Indianapolis, IN 46206. Each company has sole financial responsibility for its own products.
Products and services referred to may not be available in all states and jurisdictions
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