Renaissance has grown to become a real competitor in the ancillary insurance world. Our recent "A" rating from A.M. Best speaks to our product diversity that has led to growth and success for the company. Our success is thanks to people at all levels of Renaissance. As the Chief Executive Officer, I am responsible for being the face of the company. It's the people who work with me who make sure our vision is implemented.

Our mission goes far beyond our bottom line. At Renaissance, we're committed to giving back and we're proud of the work we've done this year.

We recently distributed more than 12,000 mouth guards to YMCAs around the country as part of our Guard Their Grins campaign. The effort started as a social media campaign and expanded when we found out about specific YMCAs in need of assistance.

Earlier in the year we helped thousands of children in Georgia through our 
® program.

Millions of baby boomers set for retirement are facing the question of whether to buy dental insurance. In many cases, they’ve had dental insurance their entire working lives, thanks to employer-sponsored plans. But teeth are not immune to aging, and many people will find themselves paying for costly procedures like crown replacements, extractions, implants and dentures unless they continue with the preventive care usually covered by dental insurance.

Renaissance ®
Broker Newsletter | PA 1/17

RenNews Broker Newsletter
Brought to you by Renaissance

I trust the people who work with me. Not every CEO can say that. It's that trust that sets Renaissance apart as we navigate the changing waters of today's insurance landscape. One of the keys to creating a company, like Renaissance, that works cohesively is having a team of leaders who buy into the vision.

I've worked for some of the biggest insurance providers in the country. I've seen workplace cultures both good and bad. You learn a lot from those experiences. One thing I have learned is that trust in your employees makes all the difference.

At Renaissance we have a workplace where people work toward a goal that will help the entire company succeed.
Part of our success is finding talent that is both interesting and open to new ideas. It's that combination that will
help Renaissance continue to grow and change as the insurance industry does the same.

You can keep an eye out for the remaining parts of the series later this month by following us on Linkedin.

“If you’re on the verge of retirement, now is not the time to quit going to the dentist,” says Dr. Jed Jacobson, chief science officer of Renaissance Life & Health Insurance and the director of the Renaissance Dental Research and Data Institute. “If anything, it’s more important than it was when you were younger. Baby boomers are the first generation to have had access to great dental insurance and care throughout their working lives. When they make the switch from an employer-sponsored health plan to Medicare, they might think they no longer need dental insurance — but it’s vital for seniors to have it.”

In addition to the obvious benefit of preserving dental health, regular care by a dentist can help seniors spot signs of up to 120 different diseases, including oral cancer and diabetes. With diabetes, for example, your dentist is often the first person to detect early warning signs like frequent yeast infections in the mouth and periodontal disease. Starting care at the first sign of trouble is critical for successful long-term care.

“Aging takes a toll on oral health,” Jacobson says. “Many older adults take prescription drugs for things like hypertension that can make them more prone to periodontal disease and tooth decay. If a dentist spots a disease or illness in its early stages, it’s not only beneficial to your health; it may also help to lower medical costs.”

According to the National Association of Dental Plans (NADP) research, people without dental insurance are not only less likely to go to the dentist; they’re more likely to have heart disease, osteoporosis and diabetes — health issues older people are particularly prone to. And researchers have even found an association between periodontal disease and Alzheimer’s disease, according to a report in U.S. News & World Report. Researchers found that bacteria from the mouth could enter the bloodstream, travel to the brain and possibly cause the kind of brain cell deterioration associated with Alzheimer’s.

Would you go to the emergency room for a toothache? Each year, thousands of Americans without dental insurance — including many seniors on Medicare — do exactly that. In fact, non-traumatic dental conditions now account for more than two percent of all emergency room visits, according to Stanford University researchers. Every year, more than 738,000 people visit emergency departments for dental treatment, NADP reports.

“No one wants to have to go to the emergency room, especially not for an issue that could have been prevented before it reached a crisis stage. Additionally, emergency rooms are not equipped to take care of the problem, which means follow-up care will still be needed to solve the issue,” Jacobson says. “Having dental insurance empowers seniors to take care of their teeth, and can help them maintain better overall health as well.”

Misconceptions of the cost of dental insurance may cause some seniors to forego coverage. Retirees actually have many options for finding affordable dental insurance, from group plans offered through associations to customizable individual plans from providers like Renaissance Dental. In fact, Renaissance can customize plans as a supplement to Medicare, and offers a network of leading national and regional PPO networks. Plans cover preventive care, such as routine exams and cleanings, plus certain dental procedures like crowns and implants. Plan premiums can be as little as $25 per month. Visit or call 888-791-5995 to learn more.

Brush!®  is a 52-week program aimed at improving the oral health and school readiness of children entering kidergarten. In total, more than 4,000 preschool-aged children, their parents/caregivers and 320 teachers took part in the comprehensive 52-week curriculum.

Brush!®  is unique because its lessons align with national Head Start domains and involves teachers, children and families. Students learn about dental health while also developing reading, science and math skills.

We are also proud of the more than $55,000 in grants we awarded to public health departments in Georgia and West Virginia. Because of our donation thousands of kids in both states received dental sealants and fluoride treatments, which can be vital to reducing tooth decay and other oral health problems if received at a young age.

We're thrilled with the work we've done to help those in need this year, and we look forward to more in 2016.