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Plan Options

 

Too often, the lack of dental coverage forces individuals to delay needed treatment. When this happens it can impact their well-being. Members will receive dental options that are both affordable and easy to use.

Key features:

  • Great coverage: Plan options for covered services that include preventive care like routine exams and cleanings, plus dental procedures such as crowns and implants.
     
  • Freedom of choice: Visit any licensed dental professional you choose. Members may save the most money by visiting a dentist from our nationwide preferred provider organization (PPO), which includes more than 300,000 credentialed dental office locations.*
     
  • Hassle-free benefits: PPO participating dental offices will complete and file claims for you, so you don't have to deal with paperwork or wait for reimbursement.

 

All dental plans feature:

  • Diagnostic and preventive care: Coverage with little or no out-of-pocket costs and no waiting periods.
     
  • Excellent customer service: Our dedicated customer service representatives are available to address any questions.
     
  • Online assistance: Our online tools allow easy access to benefits information. Members can find a participating dentist, check benefits and amounts used toward maximums or deductibles, print ID cards and more.

PPO High Plan

Our high option plan design is similar to most traditional group-sponsored dental insurance plans.

  • Freedom to visit any licensed dentist while receiving comprehensive coverage whether you choose to visit a participating or non-participating dentist.
     
  • Coverage for orthodontic services, crowns and implants.
     
  • $1,500 annual benefit period maximum.

Benefit highlights overview:

  Participating Dentist Non-participating Dentist
Diagnostic & Preventive 100% 100%
Basic Services 70% 70%
Major Services 50% 50%
Orthodontics (up to age 19) 50% 50%

 

 

 

 

 

 

 

View full benefit highlights


 

PPO Low Plan:

The low option plan design offers great coverage at an even more affordable price. NASE members will be able to receive the coverage they need to maintain a healthy smile.

  • Freedom to visit any licensed dentist and receive solid coverage whether you choose to visit a participating or non-participating dentist.
     
  • Coverage for orthodontic services, crowns and implants.
     
  • $1,300 annual benefit period maximum for diagnostic and preventive, basic and major services.

Benefit Highlights Overview:

  Participating Dentist
Diagnostic & Preventive 80% 60%
Basic Services 60% 40%
Major Services 40% 20%
Orthodontics (up to age 19) 50% 50%

 

 

 

 

 

 

 

View full benefit highlights

 


*Renaissance Internal Data, 2016
 

© 2016 Renaissance Holding Company | All Rights Reserved | PO Box 1596, Indianapolis, IN 46206-1596
Underwritten by Renaissance Life & Health Insurance Company of America, Indianapolis, IN and in New York by Renaissance Life & Health Insurance Company of New York, Binghamton, NY. Each company has sole financial responsibility for its own products. Products and services referred to are not available in all states and jurisdictions.